What are some ways to make money as a writer without formal degrees or experience in journalism?

You can earn money as a freelance writer without any degree. You can write articles and sell them for websites that pay the writers. You can also create an account at Fiveer/upWork/Freelancer as a content writer and sell your writing services.

You can also develop your copywriting skills and work for any agency.

However, you need to develop your writing skills up to the mark to offer your writing services.

Writing is key to this business, not a degree. But having a degree is a plus point indeed.

Best wishes.